Mortgage & purchase costs
2026
Country
Germany
Netherlands
Ireland
Bundesland
Buyer type
Own use (2%)
Starter under 35 (0%)
Buy-to-let (10.4%)
Purchase price
€
Deposit
€
Interest rate (%)
Term (years)
Estate agent
Yes
No
Monthly payment
€0
—
Cash needed upfront
€0
One-off costs
€0
Loan-to-value
0%
Includes transfer tax, notary & agent fees
EuroPayCalc